Last Updated: July 20, 2025

1. Introduction

Welcome to FinAudit. These Terms and Conditions govern your use of our website located at valmorithub.sbs (the "Site") and the services offered through the Site (collectively, the "Services"). By accessing or using our Site or Services, you agree to be bound by these Terms and Conditions.

2. Acceptance of Terms

By accessing this Site, you agree to be bound by these Terms and Conditions, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this Site.

3. Services Description

FinAudit provides financial audit services, tax consultation, and financial advisory services to businesses in South Africa. The specific services we provide will be outlined in a separate engagement letter or agreement when you engage our services.

4. User Representations

By using the Site or Services, you represent and warrant that:

• You have the legal capacity to enter into these Terms and Conditions
• You are at least 18 years old
• You will not access the Site through automated or non-human means
• You will not use the Site for any illegal or unauthorized purpose
• Your use of the Site will not violate any applicable law or regulation

5. Account Responsibilities

If you provide any information on the Site, you agree that all information you provide is true, accurate, current, and complete. You are responsible for maintaining the confidentiality of any account information and are fully responsible for all activities that occur under your account.

6. Service Fees and Payment

The fees for our Services are set out on our Site or will be provided to you upon request. We reserve the right to change our fees at any time. Payment terms will be specified in your service agreement or invoice.

7. Intellectual Property

The Site and its original content, features, and functionality are owned by FinAudit and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

8. Limitations of Liability

To the maximum extent permitted by law, in no event shall FinAudit, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your use of or inability to use the Site or Services
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from the Site
• Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, transmitted, or otherwise made available via the Site

9. Indemnification

You agree to defend, indemnify, and hold harmless FinAudit, its directors, employees, partners, agents, suppliers, and affiliates, from and against any claims, liabilities, damages, losses, and expenses, including without limitation reasonable attorney's fees and costs, arising out of or in any way connected with your access to or use of the Site or Services, your violation of these Terms and Conditions, or your violation of any rights of a third party.

10. Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms and Conditions.

11. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of South Africa, without regard to its conflict of law principles.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms and Conditions at any time. If a revision is material we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

13. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

FinAudit

42 Armitage Road

Cape Town, South Africa

Email: info@valmorithub.sbs

Phone: +27 83 47 892